#stablecoins

How to Assess a Stablecoin: Reserves, Redemption, Regulation

A stablecoin is a claim on an issuer, not a currency. Five questions decide what that claim is worth: what backs it, who checks the backing, who may redeem, who supervises the issuer, and where the reserves sit.

Stablecoin supply hits a fresh high as payment use grows

Dollar-pegged tokens keep expanding, and a rising share of the volume looks less like trading and more like plumbing.

Yield-Bearing Stablecoins Are Forcing Issuers to Share the Float

A wave of interest-passing dollar tokens is pressuring the classic model where issuers keep all the reserve yield, reshaping how stablecoins compete for balances.

Why Stablecoin Liquidity Is Migrating to Alt L1s

Cheaper settlement and regulated issuance are pulling stablecoin float onto high-throughput alternative L1s, changing where on-chain payment and DeFi activity actually settles.

Stablecoins Are Winning Merchant Settlement, Not Checkout

The real payments traction for stablecoins is in back-end settlement and cross-border payouts, where they cut cost and time, rather than at the consumer point of sale.

MiCA's Stablecoin Caps Are Reshaping EU Crypto Liquidity

As MiCA's transaction limits on large non-euro stablecoins bite, euro-denominated tokens gain ground and liquidity fragments across European venues.

How Bank-Issued Stablecoins Are Reshaping the Issuer Market

As US federal rules bed in, chartered banks are entering stablecoin issuance directly, pressuring incumbents on distribution, reserve quality and who captures the float.