XRP Price
xrpRank #5
$1.40
-2.95% · 24h
24h
-2.95%
7d
+27.39%
30d
+31.73%
1y
-53.40%
24h range
$1.36 — $1.45
Current price sits 44% of the way up today's range.
XRP chart
XRP price history
$1.40
▲ 10.75% · 7D
Snapshot · last 12 months
| Date | Price |
|---|---|
| Aug 27, 2026 | $1.40 |
| Jul 28, 2026 | $1.06 |
| Jun 28, 2026 | $1.05 |
| May 29, 2026 | $1.31 |
| Apr 29, 2026 | $1.38 |
| Mar 30, 2026 | $1.33 |
| Feb 28, 2026 | $1.37 |
| Jan 29, 2026 | $1.92 |
| Dec 30, 2025 | $1.85 |
| Nov 30, 2025 | $2.20 |
| Oct 31, 2025 | $2.44 |
| Oct 1, 2025 | $2.85 |
| Sep 1, 2025 | $2.78 |
XRP is the native asset of the XRP Ledger, a blockchain built for fast, low-cost payments and cross-border settlement. It matters because it targets bridging currencies for financial institutions, and its supply and legal history make it one of crypto's most debated assets.
- — Native asset of the XRP Ledger, built for fast, low-cost payments
- — Full 100 billion supply created at launch; no mining, with a small per-transaction burn
- — Ripple holds large escrowed reserves released on a monthly schedule
- — Price highly sensitive to regulatory and legal developments
What is XRP?
XRP is the native token of the XRP Ledger, an open blockchain launched in 2012 and designed for payments rather than general computation. It settles transactions in seconds for a fraction of a cent and can act as a bridge asset between currencies. Ripple, a company closely associated with the ledger, promotes XRP for cross-border settlement and liquidity. The ledger also supports a decentralized exchange and tokenization features, but its core value proposition is fast, cheap value transfer at scale.
How does XRP work?
The XRP Ledger uses a consensus protocol run by independent validators rather than proof-of-work mining, confirming transactions in three to five seconds. All 100 billion XRP were created at launch; no new coins are mined. A small amount of XRP is burned as a fee on every transaction, making supply mildly deflationary. Ripple holds a large portion of XRP in time-locked escrow, releasing tranches monthly and returning unused amounts, a schedule that shapes available supply.
What drives the XRP price?
XRP demand hinges on adoption of the XRP Ledger for payments, remittances and institutional settlement, plus liquidity partnerships. Regulatory clarity is a major catalyst: the outcome of Ripple's long-running case with the US SEC has repeatedly moved the price. Monthly escrow releases add supply that the market must absorb, while the fee burn slowly removes tokens. Broader market sentiment and exchange listings also matter, given XRP's large, actively traded float.
Risks to consider
XRP faces regulatory and legal uncertainty that has shaped its trajectory and could resurface. A large share of supply sits with Ripple in escrow, raising concerns about concentration and scheduled selling pressure. Adoption for real institutional settlement remains a work in progress against competing rails including stablecoins. XRP is volatile and trades far below its all-time high.
XRP FAQ
Is XRP a good investment?
It depends on your view of payment adoption, regulatory outcomes and your risk tolerance. XRP offers fast settlement but faces supply concentration and legal uncertainty, and it is volatile. This is information, not financial advice.
How is XRP different from Bitcoin?
XRP was fully pre-created and uses a validator consensus rather than proof-of-work mining, settling in seconds for near-zero fees. It targets payments and institutional settlement, whereas Bitcoin emphasizes decentralized store of value.
What is XRP escrow?
Ripple locks a large portion of XRP in time-based escrow contracts that release tranches monthly. Unused amounts are typically returned to escrow, which manages how much new supply reaches the market.
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Price data by CoinGecko, last refreshed . Figures are indicative, refresh about every 30 minutes, and may lag exchange rates. Read our methodology and disclaimer. Nothing here is financial advice.