Radiant Capital Review
72-hour timelock, no licence at all
of 10
Radiant publishes the most specific liquidation terms in this comparison — a flat 15% penalty split evenly between liquidator and growth fund, with a 50% close factor — and places all contracts behind a 72-hour timelock. Its repository contains no licence file whatsoever.
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Liquidation penalty
15% total: 7.5% liquidator, 7.5% Radiant Growth Fund
Close factor
Up to 50% of a single borrowed amount
Timelock
72 hours on all contracts, addresses published
Licence
None — no LICENSE file in the repository
Upgradeability
Core contracts upgradable by the owner, behind the timelock
Scores
Each criterion carries equal weight. The overall score is the average of these 5 scores — (4.0 + 1.0 + 9.0 + 9.0 + 7.0) ÷ 5 = 6.0.
Pros
- Liquidation penalty published as a flat 15%, split 7.5% to the liquidator and 7.5% to the Radiant Growth Fund
- Close factor stated: a liquidator may repay up to 50% of a single borrowed amount
- All contracts behind a timelock with a stated 72-hour delay, and the timelock addresses published
- Four auditing firms named: OpenZeppelin, BlockSec, Zokyo and PeckShield
Cons
- The official repository has no LICENSE file on either main or master — published code with no grant of rights
- Documentation states core contracts are upgradable by the owner
- Reserve factor and protocol fee percentages are not published
- Per-asset loan-to-value values are not documented
The clearest liquidation maths here
Radiant states a total penalty of 15%, splits it precisely — half to the liquidator as a bonus, half to the Radiant Growth Fund — and caps a single liquidation at 50% of the borrowed amount. No other protocol in this comparison publishes both the penalty and its destination that plainly.
Upgradeable, and honest about it
The documentation states that because Radiant was built on a framework similar to Aave and Geist, many core contracts are upgradable by the owner, and that to mitigate this all contracts sit behind a timelock with a 72-hour delay. It then publishes the timelock addresses so the claim can be checked on chain.
No licence at all
The official repository carries no LICENSE file on either branch we checked. Code published without a licence reserves all rights by default — a weaker position for a user than BUSL, which at least sets out terms and a date on which they change. This is the lowest licence score in the comparison.
How it compares
Fluid
Four audit firms, almost nothing else published
Compound
Timelock-controlled, with a lapsed licence date
Spark
Publishes the close factor that most protocols hide
Silo Finance
Liquidation fee fixed at deployment, forever
Aave
49 audit reports and a stated governance delay
Euler
Governance limits enforced permanently in code
Kamino
Publishes what it charges, per market
Venus Protocol
The most precisely documented governance delays
Morpho
GPL-licensed with published liquidation curve
Sources
Scored from published primary sources rather than hands-on use. Every figure above comes from one of the pages below, on the date shown. Manufacturers change prices and specifications without notice — if something here no longer matches the source, tell us and we will correct it.
- 1.Radiant — liquidations — checked
- 2.Radiant — security and timelock — checked
- 3.Radiant — official repository (no LICENSE file) — checked
- 4.Radiant — audits — checked
Frequently asked questions
What is Radiant's liquidation penalty?
A total of 15%, split evenly: 7.5% to the liquidator as a bonus and 7.5% to the Radiant Growth Fund. A liquidator may repay up to 50% of a single borrowed amount.
Is Radiant open source?
No licence file exists in the official repository. Published code without a licence reserves all rights by default.
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